Disclosures

The following disclosures are provided to ensure transparency about Retire Wizard's services, relationships, and the nature of the information presented on our website.

About Retire Wizard

Retire Wizard is a trade name of Jet Financial Group, Inc., a company based in Phoenix, Arizona. Retire Wizard operates as an advisor matching service that connects consumers with licensed, independent annuity advisors.

Retire Wizard is not an insurance company, insurance agency, broker-dealer, or registered investment advisor. We do not sell, underwrite, or issue annuity contracts or any other insurance or financial products.

Compensation Disclosure

Retire Wizard's matching service is provided at no cost to consumers. Our business is supported through compensation we receive from advisors and/or insurance companies when a consumer is matched with an advisor and subsequently purchases an annuity product.

This compensation structure means that:

• We have a financial incentive to match you with an advisor
• Advisors in our network may pay referral fees or marketing fees to Retire Wizard
• The compensation we receive does not increase the cost of any product you purchase
• Our compensation does not affect the terms, rates, or features of any annuity product

Advisor Independence

Advisors matched through Retire Wizard are independent professionals. They are not employees, agents, or representatives of Retire Wizard. Each advisor is independently licensed and regulated by their respective state insurance departments.

Retire Wizard does not:

• Control or direct the advice provided by matched advisors
• Guarantee the quality, accuracy, or suitability of any advisor's recommendations
• Assume responsibility for any products sold by advisors in our network
• Endorse any specific annuity product, insurance company, or financial strategy

Product Information Disclaimer

Information about annuity products, interest rates, features, and benefits presented on our website is provided for educational purposes only. Actual product terms, rates, and availability may vary based on:

• Your state of residence
• Your age and health status
• The amount of your premium
• Current market conditions
• The specific insurance company and product selected

Rates and product features referenced in our content are examples and may not reflect currently available products. Always review the actual contract and illustration provided by your advisor before making a purchase decision.

Guarantees and Insurance Company Backing

Annuity guarantees, including guaranteed interest rates, income payments, and principal protection, are backed by the financial strength and claims-paying ability of the issuing insurance company. They are not guaranteed by any bank, the FDIC, or any government agency.

The financial strength of insurance companies can change over time. We recommend reviewing the financial ratings of any insurance company before purchasing a product. Ratings are available from agencies such as A.M. Best, Standard & Poor's, Moody's, and Fitch.

Tax and Legal Information

Tax information presented on our website is general in nature and should not be considered tax advice. Tax laws are complex and subject to change. The tax treatment of annuities depends on your individual circumstances, including the type of annuity, how it was funded, and your overall tax situation.

We strongly recommend consulting with a qualified tax professional or attorney before making decisions based on tax considerations.

Editorial Independence

Our blog articles and educational content are created by the Retire Wizard editorial team. While our business model involves connecting consumers with advisors, our editorial content is developed independently and is not influenced by any specific advisor, insurance company, or product manufacturer.

We strive to present accurate, balanced, and up-to-date information. However, the financial services industry is complex and constantly evolving. We encourage readers to verify information and consult with qualified professionals before making financial decisions.

State-Specific Disclosures

Insurance products and advisor licensing requirements vary by state. Not all products or advisors may be available in all states. By using our matching service, you consent to being contacted by a licensed advisor in your state of residence.

Contact Us

If you have questions about these disclosures or our business practices, please contact us at:

Jet Financial Group, Inc. d/b/a Retire Wizard
Phoenix, Arizona
Email: [email protected]